Families are going hungry in the U.S due to leadership and their governing with greed and corruption.

A lot of promises on both sides to get votes, but never any real solutions for the people, only the leaders and vanity.

The formula is clear to those that perceive and hear.

💭 A possible Depression I believe.

The world will continue to get worse with this type of governing, if the people sit by without standing up and demanding change and accountabilty.

The world is being destroyed right in the clear sight of people, while the blind choose a side, when you should be choosing life, not leaders that lead us to death and destruction.

Now the taxes that we all pay are being used like the leaders personal checkbook, financing their evil agendas, while taking our hard earned money like a crime boss.

🚨 Widespread Layoffs Highlight Impact of Artificial Intelligence:

Trump threatens to pull unemployment benefits from all states for the first time in history, yet the wasteful spending and fraud being committed by this administration with taxpayers money can be seen everyday:

💳 Latest Credit Card Payments and Credit Scores in the U.S. Dropping Nationwide:

Credit scores are dropping nationwide across all 50 states due to soaring debt levels and localized delinquency spikes. Ballooning credit card balances (reaching $1.28 trillion), high interest rates, and the resumption of student loan payments have severely strained borrower payment histories.

📉 The Nationwide Impact

• Average FICO Scores: Dropped to 715, driven down by rising credit utilization and increased delinquencies.

• Credit Card Delinquency: Serious delinquencies (accounts 90+ days past due) hit roughly 13.12%, though early 30-day delinquency rates on outstanding balances hover around 2.94%.

• Generational Divide: Younger borrowers, especially Gen Z, are experiencing steeper score drops due to heavy student loan and new credit burdens.

• Regional Trends: Debt delinquency is most concentrated in Southern states, with Mississippi recording the highest delinquency rates in the country (about 13.8% of individual loans).

📚 How Scores Are Calculated

If you are worried about your score, it is helpful to know what the Consumer Financial Protection Bureau considers vital:

✅ Payment History (35%)
Your track record of paying bills on time.

✅ Amounts Owed (30%)
How much total debt you carry and your credit utilization ratio (how much credit you are using versus your total limit).

✅ Length of Credit History (15%)
How long your credit accounts have been open.

✅ Credit Mix and New Credit (20%)
The variety of credit you hold and recent applications for new lines of credit.

💭 There is a reason that this is not being broadcast in the main media, assuring that their agendas don’t have a full view of all Americans.

We need to share this information with all and bring what’s in the dark to the light.